Terms of Service

1. Acceptance of Terms

Welcome to Stoxiq ("Platform", "we", "us", or "our"). By accessing or using our Platform, you agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree to these Terms, please do not use our Platform.

2. Use of Service

Stoxiq provides financial data, analysis tools, and AI-generated insights for informational and educational purposes only. You agree to use the Platform responsibly and in compliance with all applicable laws and regulations.

You are responsible for any decisions made based on information obtained from the Platform. Stoxiq is not a financial advisor, and the content provided does not constitute financial, investment, legal, or tax advice.

3. User Accounts

If certain features of the Platform require you to create an account, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Intellectual Property

All content, features, and functionality on the Platform, including text, graphics, logos, icons, images, AI models, and software, are the exclusive property of Stoxiq or its licensors and are protected by international copyright, trademark, and other intellectual property laws.

5. Disclaimers

The Platform is provided on an "as is" and "as available" basis. Stoxiq makes no warranties, expressed or implied, regarding the accuracy, reliability, completeness, or timeliness of the information provided. We do not guarantee that the Platform will be error-free or uninterrupted.

Any AI-generated recommendations or insights are based on algorithms and data analysis and should not be solely relied upon for making investment decisions.

6. Limitation of Liability

To the fullest extent permitted by law, Stoxiq shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use the Platform; (b) any conduct or content of any third party on the Platform; or (c) unauthorized access, use, or alteration of your transmissions or content.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

9. Contact Us

If you have any questions about these Terms, please contact us at [Your Contact Email/Link].